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Insurance Coverage

Both insurance companies and insureds rely upon our coverage attorneys for guidance regarding the interpretation of insurance contracts involving both personal and commercial lines. Our coverage attorneys provide coverage opinion letters concerning policies on automobiles, homeowners, businesses, errors and omissions, environmental and excess insurance. We also litigate disputes regarding insurance coverage, including declaratory relief cases and bad faith claims.

In a Policy With a “Per Claim Self-Insured Retention” Where the Term “Claim” is Not Defined, the SIR May Apply to a Single Suit Rather Than to “Each Home”

Wednesday, July 14, 2010
By William Manning
In a Policy With a “Per Claim Self-Insured Retention” Where the Term “Claim” is Not Defined, the SIR May Apply to a Single Suit Rather Than to “Each Home”

Clarendon America Insurance Company v. North American Capacity Insurance Company 10 C.D.O.S. 8742 (4th District Court of Appeal) The policy holder, a developer/general contractor in the construction of a residential development in Victorville, California, was insured by Clarendon America Insurance Company (Clarendon) and North American Capacity Insurance Company (NAC) under separate and consecutive general... »

California Supreme Court Excludes Life Insurance From Consumer Protection Statute

Monday, May 4, 2009
By James Ficenec
California Supreme Court Excludes Life Insurance From Consumer Protection Statute

The California Supreme Court has ruled that life insurance policies are not subject to California’s Consumer Legal Remedies Act. The Consumer Legal Remedies Act prohibits certain unfair and deceptive practices in any transaction for the sale of goods or services to any consumer. The Act allows the consumer to recover damages, injunctive relief, punitive... »